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所在平台: Udemy |
课程主页: https://www.udemy.com/course/credit-fico-scoring-and-debt-collections-for-everybody/
课程评论：没有评论
这份Coursera课程“FICO信用评分、信用报告和债务催收”全面讲解了信用评分、债务催收辩护以及如何修复信用报告。课程内容涵盖了信用报告和信用卡的起源，深入分析了FICO信用评分系统，并指导学员如何最优地支付账单以获得更高的分数。此外，课程还将探讨与债务催收方的沟通策略：“在与债务催收方沟通前，不要支付欠款”，并提供挑战债务催收方和信用报告机构的范例信件。 课程还指导学员如何评估信用报告，了解获取信用报告的途径，并会详细讲解《公平信用报告法案》（FCRA）和《公平债务催收实践法案》（FDCPA）。 课程的主要组成部分包括： * 信用报告的历史 * 信用卡的历史 * 《公平信用报告法案》（FCRA） * FICO信用评分与信用报告 * 《公平债务催收保护法案》（FDCPA） * 信用修复策略 * “杰克和吉尔”的案例分析，对比了信用分数分别为620和720的两个人在生活中的经历。 * 债务催收辩护 * 关于常见的、重要的信用报告和债务催收问题的问答环节。
This course will give you everything you need to know about FICO credit scoring, debt collection defense, and how to "fix" your credit report. We will go over the history of the credit report, history of credit cards, an examination of FICO scoring, when to pay your bills for maximum beneficial scoring and why not to pay a debt collector until you do this. Example letters will be given for those that want them to challenge debt collectors and credit reporting agencies. We will go over how to evaluate a credit report and where to go to get a credit report. An examination of the Fair Credit Reporting Act will be done along with an understanding of The Fair Debt Collection Practices Act.SECTIONS WITHIN THIS COURSEThe History of The Credit ReportThe History of The Credit CardThe Fair Credit Reporting Act (FCRA)FICO Scoring and Credit ReportingThe Fair Debt Collections Protection Act (FDCPA)Credit Repair StrategiesJack and Jill - a comparison analysis of two individuals: one with a 620 score and another with a 720 score as they go through life.Debt Collection DefenseQuestions and Answers regarding common, and important, credit reporting and debt collection issues.
