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所在平台: Udemy |
课程主页: https://www.udemy.com/course/corporate-finance-7-short-term-financing/
课程评论：没有评论
Coursera 上的《公司金融 #7 短期融资》课程将从公司金融的角度，深入探讨各种短期融资选择。课程内容丰富，包含大量示例问题，形式包括演示文稿和 Excel 工作表练习。Excel 工作表部分将提供可下载的 Excel 文件，其中包含答案和预格式化的工作表，方便学员跟随视频逐步完成。 学员将学会从短期融资角度理解应付账款和商业信贷。公司在应付账款方面的现金管理和融资策略，通常是尽可能延长付款期限，同时避免产生罚款或损害与供应商的关系。 课程还将讨论银行信贷和商业票据融资。在考虑银行短期信贷选项时，公司会关注贷款成本和所收取的利息。其中，对银行的定期贷款，信用通常会延长一到七年，并常以月度或季度分期偿还。商业票据则是一种短期无担保的本票，通常以至少 25,000 美元的单位向公众发行。 此外，本课程还将涉及抵押品在短期融资中的作用。抵押品通常是作为贷款担保的某种形式的资产，当银行认为贷款风险较高时，可能会要求提供抵押品。最后，课程还将探讨应收账款和存货融资。
This course will discuss short term financing options from a corporate finance perspective.We will include many example problems, both in the format of presentations and Excel worksheet problems. The Excel worksheet presentations will include a downloadable Excel workbook with at least two tabs, one with the answer, the second with a preformatted worksheet that can be completed in a step-by-step process along with the instructional videos.Learners will understand accounts payable and trade credit as options from the perspective of short-term financing. A company's cash management and financing strategy related to accounts payable would generally be to extend payment terms as long as possible without incurring penalties or straining the relationship with vendors.We will also discuss credit options from a bank and commercial paper financing. When considering short-term credit options from a bank the company will want to consider the cost of the loan, the interest charged. One type of short-term loan is a term loan, credit often extended for one to seven years. Term loans are often repaid in monthly or quarterly installments.Commercial paper is generally a short-term unsecured promissory note. Usually issued to the public in $25,000 minimum units.This course will consider collateral as it relates to short-term financing. Collateral generally represents some form of asset securing the loan. Collateral may be used when a bank believes the loan is a higher risk.We will also discuss accounts receivable and inventory financing.
