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所在平台: Udemy |
课程主页: https://www.udemy.com/course/complete-study-of-card-payments-process-in-digital-banking/
课程评论：没有评论
Course Title: 数字银行卡支付流程研究 **课程概述:** 本课程深入探讨了银行卡在数字银行体系中的支付流程。银行卡作为一种塑料卡片，由银行发行给客户，提供访问银行账户的服务。卡片上通常印有客户姓名、发卡机构名称和唯一的卡号，背面则有磁条，用于机器读取和访问信息。银行卡可作为ATM卡使用，或作为借记卡连接用户银行账户，用于在销售点（POS）进行支付。 课程内容涵盖了卡片的分类，主要有四种类型：借记卡、信用卡、预付卡和电子卡。 * **借记卡：** 由银行发行，直接关联用户的银行账户。 * **信用卡：** 通常由银行及部分非银行机构发行，也可由其他授权实体发行。 * **预付卡：** 由银行或非银行机构根据持卡人预先支付的金额发行，价值存储在卡片或电子钱包中。 此外，课程还详细介绍了卡片在POS终端上的三种使用方式：刷卡（磁条卡）、插卡（芯片卡）或感应支付（如NFC）。 本课程旨在详细讲解银行卡的工作机制，建议学员在购买前仔细阅读所有相关文档以获得更深入的理解。
A bank card is typically a plastic card issued by a bank to its clients that performs one or more of a number of services that relate to giving the client access to bank account.Physically, a bank card will usually have the client's name, the issuer's name, and a unique card number printed on it.It will have a magnetic strip on the back enabling various machines to read and access information. Depending on the issuing bank and the preferences of the client, this may allow the card to be used as an ATM card, enabling transactions at automatic teller machines; as debit card, linked to the client's bank account and able to be used for making purchases at the point of sale.Cards can be classified on the basis of their issuance, usage and payment by the card holder. There are four types of cards (a) debit, (b) credit, (c) prepaid, and (d) electronic.Debit cards are issued by banks and are linked to a bank account. Credit cards are generally issued by banks and a couple of non-banks, but can also be issued by other approved entities. Prepaid cards are issued by banks / non-banks against the value paid in advance by the cardholder and stored in such cards which can be issued in the form of cards or walletsA card can be swiped (Magnetic-Stripe card), dipped (Chip based card) or tapped (Contactless Near Field Communication {NFC} Card) at a PoS terminal.This course discusses about the working mechanism of cards. Read all the attached documents for better understandingPlease go through the course thoroughly before purchasing.
