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所在平台: Udemy |
课程主页: https://www.udemy.com/course/business-credit/
课程评论：没有评论
本课程“使用您的EIN（非SSN关联）获取信用”旨在教授学员如何建立和管理与企业EIN（雇主识别号码）相关联的商业信用。 **课程核心内容：** * **商业信用报告的独立性：** 强调商业信用报告与个人的消费者信用报告和SSN（社会安全号码）是相互独立的。 * **摆脱SSN的束缚：** 学员可以仅凭EIN申请商业信用，而无需提供SSN，这意味着个人的消费者信用状况不会影响商业信用的审批。 * **非个人担保：** 获得的商业信用是企业自身的信用，学员无需承担个人责任。 * **商业信用的重要性：** 商业信用的质量直接影响商业贷款的审批、额度以及贷款条款。 * **透明性与管理：** 商业信用报告对公众（包括竞争对手、潜在客户等）是可见的，因此明智地管理商业信用至关重要。 * **风险隔离与融资途径：** 商业信用不仅能将企业与个人债务分开，更是消费信用有问题、缺乏抵押品或无论是否有抵押品的情况下，企业获得融资的少数途径之一。 **课程目标：** 本课程将提供关于如何利用EIN建立独立于个人信用体系的商业信用的全面知识，帮助学员理解并掌握管理企业信用的重要性及其方法。
Did you know that your business has its own credit report? This credit report that's linked to your business EIN number is not linked to your consumer credit report or your SSN. Business credit can be obtained without you providing your SSN on the credit application, so your consumer credit quality isn't a factor in approval. And you're not personally liable for the business credit you can obtain. The quality of your business credit will determine if you'll get approved for business loans, the amount you'll be approved for, and the terms you'll pay. Anybody who wants to can see your business credit including your competitors, prospects, and clients, so it's essential you manage your business credit wisely. Not only does business credit seperate your business and personal liability, but it's also one of the only ways you can obtain funding for your business if you have consumer credit issues, don't have collateral, and regardless of your collateral. This course maps out all you'll want and need to know to get credit for your EIN that's not linked to your SSN.
