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所在平台: Udemy |
课程主页: https://www.udemy.com/course/beginners-guide-banking-business-balance-sheet-analysis/
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课程名称：初学者指南：银行业务与资产负债表分析 课程概述：想象一下没有银行系统的经济体？银行是经济的支柱，它们的崩溃会导致整个国家的崩溃。个人和企业都信任银行以满足资金需求，而一个国家有效整合资本的能力也依赖于银行。因此，银行在所有经济周期中都具有重要性，并且使银行业成为最具投资吸引力的行业之一。 全球范围内，银行在整体股票市场中占有可观的份额，成为投资组合的一部分。例如，在美国标准普尔500指数中，金融领域约占11%的权重；而在像印度这样的新兴市场中，金融服务的权重甚至高达40%。因此，银行业在任何金融市场或投资组合中都占有重要地位。 投资银行需要仔细分析财务数据，仅查看几个常规比率是不够的，需要专注于设计用于分析银行效率的框架。然而，银行分析与制造公司的分析截然不同，银行在财务指标上有独特之处。要分析银行的财务报表，首先需要清楚理解这些指标。 本课程将指导您如何以简单易懂的语言分析银行股票。您将学习银行的基本概念、资产负债表的构成、交易对资产负债表的影响、客户违约时资产负债表的变化，以及权益、股本回报、金融工具、回购、合理价值方法、商誉、存款等的详细见解。同时，还会深入探讨巴塞尔协议及资本充足率、总不良贷款和净不良贷款等重要比率，理解净利息收入、净利息收益率与不良贷款之间的关系以及其他重要分析指标。 完成该课程后，您将能够分析任何您选择的银行。如果您想进入银行业，或在金融行业工作，或是业务或股票分析师，本课程将帮助您快速成为银行业务分析的专家。 如果您对此感兴趣，请赶紧报名参加本课程！
Beginner's guide: Banking Business & Balance Sheet AnalysisCan you imagine an economy without a banking system?Banks are the backbone of an economy. If they collapse, the entire country eventually collapses. Every person places a significant amount of trust in the banking system. Individuals and companies turn to banks for their funding needs. A nation's ability to assemble its capital effectively depends on them.This is why banks are relevant during all economic cycles and makes the banking sector one of the most profitable sectors for investment.Across the globe, banks occupy a substantial portion of the overall stock market, and hence, they probably form at least some part of the investment portfolios of equity investors. And if you are talking about S & P 500 in the USA, where approx. 11% weightage is from the financial sector or an emerging market like India, where a huge 40% weightage is only from financial services; the banking sector is an important one for any financial market or portfolio.Investing in banks requires a careful analysis of financial data. Checking a few general ratios is not enough and needs to be focused on the framework specifically designed to analyze the efficiency of banks.However, analyzing banks is very different compared to analyzing a Manufacturing company. Unlike non-financial firms, wherein metrics like gross margin, working-capital cycle, debt to equity, etc., are essential criteria to consider, banks altogether have different metrics. To analyze a bank's financial statements, one must first have a clear understanding of these metrics.This course will guide you on how you can analyze banking stocks in a simple and easy-to-understand language.What skills will you gain by taking this course?In this course, you will learn what exactly a bank is, understand banking through a bank balance sheet, how is a balance sheet balance when transactions are made, what happens to the balance sheet when customers default, and Detailed insight on Equity, Return on equity, financial instruments, REPO, fair value methodology, goodwill, deposits, etc. Basel accords and important ratios like Capital Adequacy Ratio, Gross & Net NPA. Understand the relation between NII, NIM, and NPA and other important analysis metrics.After completing this course, you can analyze any bank of your choice.If you are a banking aspirant or working in the financial sector or a business or stock analyst, this course will make you a pro in banking business analysis in no time.So, if this sounds pretty lucrative to you, then hurry up and enroll in this course.
