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所在平台: Udemy |
课程主页: https://www.udemy.com/course/become-an-expert-on-mortgage-credit-reports/
课程评论：没有评论
课程名称：成为抵押贷款信用报告专家 课程概述： 《成为抵押贷款信用报告专家》课程为提高贷款批准率和客户获得更好利率提供了切实可行的方法，从而增加您的销售额和总收入。抵押贷款信用报告专家的需求始终存在，他们能达成更多交易并获得更高收入。本课程将教授成为抵押贷款信用报告专家所需的所有技能，适用于日常工作中。从如何阅读信用报告到申请“快速重评分”，再到进行信用评分模拟，这些课程旨在帮助任何希望增加贷款批准数量的个人。 课程的主要益处包括： - 通过批准和完成更多贷款，收入可翻倍、三倍或四倍增长。切实运用课程内容可使年收入从60,000美元提升至300,000美元或更高，贷款成交量大幅提升。 - 改善自身信用评分。 - 加速在银行、放贷机构或抵押贷款公司的就业机会，或帮助更多买家获得批准。 - 让借款人获得更好的利率和更低的抵押贷款支付。 - 在抵押贷款信用报告领域超越竞争对手，成为行业内的佼佼者。 课程内容涵盖了抵押贷款信用报告过程中的两个重要部分：抵押贷款信用报告的工作原理及成为信用报告专家的意义。您将学习到信用评分的构成和提升策略，了解不同的评分模型以及最高信用评分。同时，课程深入探讨了什么构成抵押贷款信用报告，各组成部分如何影响借款人的贷款资格。 之后课程将详细讲解借款人信用与评分的改善方法，识别并解决常见的信用问题（如催收、逾期付款、低信用评分等），使您能够高效快速地处理这些问题。 在后续章节中，您将学习如何应对常见信用问题并运行信用模拟，以制定针对每位借款人的评分提升策略，同时了解获取房贷的最低信用要求及信用修复公司的运作机制和帮助作用。此外，课程还会讲解信用欺诈与身份盗窃的概念及其预防措施。 完成所有章节后，您将拥有更有效的工具，以帮助借款人顺利获得抵押贷款资格。当您100%完成所有课程后，可获得证书，证书可保存或打印。 讲师介绍： 课程讲师Joseph Correa是位于佛罗里达州奥兰多的Finibi Mortgage的创始人和首席执行官，曾成功完成数百笔抵押贷款，并通过提高借款人信用帮助其顺利贷款，拥有丰富的抵押贷款信用知识，能够帮助您取得成功。
Becoming an Expert on Mortgage Credit Reports is a smart and practical approach to approving more borrowers and helping them have better interest rates in the process which will increase your sales and total income. Mortgage credit report experts are always in high demand, they close more deals, and make more money!In this modern course, you'll learn all of the skills necessary to become an expert on mortgage credit reports and be able to use these skills in you're day-to-day working life. From how to read a credit report to requesting a "rapid re-score" to running credit score simulations, these lectures are designed for any one who wants to approve more buyers and borrowers. With real world examples demonstrating exactly how to execute each step of the credit score improvement process, you'll find out exactly what to do to remove delinquent credit and how to get it to report in a matter of days not months, and be compliant with all federal and state regulations.Main benefits of this course and of being an expert on mortgage credit reports are:- Double, triple, or quadruple your income by approving and closing more loans.People who put into practice what they learn in this course can go from making $60,000 to $300,000 or more. The volume of loans that you can close will increase many times over which will seriously increase your income.- Improve your own credit scores- Get hired much faster with a bank, lender, or mortgage company or simply help more buyers get approved if you already work in the financial industry.- Help borrower's get better interest rates and lower mortgage payments.- Become the best at what you do or want to do by knowing more than you competition about mortgage credit reports.If you already know the basics of mortgage credit reports and want refresh your memory or are just starting out and want to learn more in depth, this is the course for you. Ensuring the success of each and every loan requires that you have the knowledge necessary to solve credit problems. You need to know how to solve different types of credit problems and tools you can use to make these changes. This course will provide you with the knowledge and the solutions you need to become a success in the mortgage and real estate industry.The first and second sections of this course will take you through two hugely important parts of the mortgage credit process: how the entire mortgage credit reporting process works and what it means to be a mortgage credit report expert. You will learn how credit scores are determined and what can bring them up the most. In addition, you will learn what scoring models are and just how high credits scores can go. Besides that you will understand what components go into a mortgage credit report and how each one affects a borrowers capacity to qualify for a mortgage. In the third and fourth sections of this course you will learn what you need to do to improve borrowers credit and their scores (or your own if that's our goal). This section will go into depth how to solve common credit problems borrowers have such as collections, late payments, low credit scores, bad credit, etc., so that you can quickly recognize them and efficiently resolve them.In the fifth and sixth sections, you will learn how to solve common credit problems and how to run credit simulations to see just what needs to be done for each particular borrower to bring their scores up. You will also understand what the minimum credit requirements are to qualify for a home loan and how credit repair companies work and how they help borrowers. In the end of this section, you will understand what credit fraud and identity theft are and how to prevent them. This is a growing concern among borrowers which you can advise them on.At the end of it all, you'll have the tools needed to make better, and more successful decisions when helping borrowers qualify for a mortgage. A course diploma will be available to you when all sections have been completed at 100% which you can save or print. For instructions on downloading your course diploma you can go to: https://support.udemy.com/hc/en-us/articles/229603868-Certificate-of-CompletionYour instructorJoseph Correa is the founder and CEO of Finibi Mortgage, a licensed mortgage brokerage business based out of Orlando, Florida. Having closed hundreds of mortgage loans and having improved borrowers credit to help them close, he has the necessary mortgage credit knowledge to help you become a success. In the past, he has also owned a correspondent lending business and invested in real estate.
