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所在平台: Udemy |
课程主页: https://www.udemy.com/course/become-a-mortgage-credit-analyst-a-crash-course/
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课程名称：成为抵押贷款信用分析师：速成课程 课程概述：抵押贷款信用分析师是什么？我如何开始自己的抵押贷款信用分析职业？本课程为初学者、应届毕业生及希望进入抵押贷款和金融行业的专业人士设计，助你全面了解信用分析的基础知识、借款人评估和顶级贷款方使用的抵押贷款资格标准。课程提供逐步指导，教你如何审核信用报告、评估收入和资产、计算关键财务比率，并遵循行业指南做出明智的信用决策。完成课程后，你将具备自信评估抵押贷款申请人的工具，并踏出迈向稳定高薪职业的第一步。 学习目标： 1. 理解抵押贷款信用分析师的角色和责任。 2. 学习贷款申请到批准的逐步流程。 3. 分析信用报告、评分和支付历史。 4. 审核收入、税单和银行对账单以确定抵押贷款资格。 5. 计算和评估债务收入比（DTI）和贷款价值比（LTV）。 6. 识别红旗并评估借款人风险。 7. 了解Fannie Mae、Freddie Mac、FHA和VA的指南。 8. 了解不同贷款类型和借款人档案。 9. 准备求职面试，撰写能够吸引雇主的简历。 课程内容包括： - 教师主导的视频课程：集中且实用的教程让你做好求职准备。 - 可下载资料：信用分析备忘单、特定的抵押贷款信用分析师简历、信用分析工作表、抵押贷款信用分析师面试问题及样本答案、真实借款人场景示例。 - 真实案例：实践练习以测试和应用知识。 - 测验与评估：跟踪自己的进度，掌握信用评估技能。 - 终身访问：按自己的节奏学习，随时回顾任何课程内容。 - 教师问答：提问并获得来自教师的直接支持。 课程大纲： 1. 抵押贷款信用分析介绍 2. 抵押贷款流程详解 3. 审核信用报告 4. 评估借款人财务 5. 风险评估与合规性 6. 求职市场准备 7. 案例研究与实践练习 8. 启动你的职业生涯 讲师介绍：乔·科雷亚拥有18年以上的抵押贷款行业经验，已成功关闭数百笔贷款，是Finibi Mortgage Inc.的总裁兼首席执行官。 行动呼吁：本课程不仅仅是观看视频，而是采取行动。你将通过实际案例练习、完成作业，开始建立雇主所需的技能。现在是开始抵押贷款信用分析师职业生涯的最佳时机！Enroll now and start building your future!
What is a Mortgage Credit Analyst? How can I start a career in mortgage credit analysis?Start your career as a mortgage credit analyst with this comprehensive crash course designed for beginners, recent graduates, and professionals looking to break into the mortgage and finance industry. Learn the fundamentals of credit analysis, borrower evaluation, and mortgage qualification standards used by top lenders across the country.This course provides step-by-step instructions on how to review credit reports, assess income and assets, calculate key financial ratios, and follow industry guidelines to make sound credit decisions. By the end, you'll have the tools to confidently evaluate mortgage applicants and take your first step toward a stable, high-paying career.Whether you're an aspiring credit analyst, a loan officer, a processor, or someone exploring opportunities in the mortgage space-this course is your fast track to getting hired.WHAT YOU CAN EXPECT TO LEARN FROM THIS COURSEUnderstand the role and responsibilities of a mortgage credit analystLearn the step-by-step mortgage loan process from application to approvalAnalyze credit reports, scores, and payment historyReview income, tax returns, and bank statements to determine mortgage eligibilityCalculate and evaluate DTI (Debt-to-Income) and LTV (Loan-to-Value) ratiosSpot red flags and assess borrower riskUnderstand Fannie Mae, Freddie Mac, FHA, and VA guidelinesLearn the difference between loan types and borrower profilesPrepare for job interviews and create a resume that gets you hiredWHAT'S INCLUDED IN THIS COURSE?Instructor-led Video Lessons - Focused and practical tutorials to get you job-readyDownloadable Resources - Credit analysis cheat sheets, Specific mortgage credit analyst resume, Credit analysis worksheet, Mortgage Credit Analyst Interview Questions & Sample Answers, and Real borrower scenario examplesReal-World Scenarios - Practical exercises to test and apply your knowledgeQuizzes and Assessments - Track your progress as you master credit evaluationLifetime Access - Learn at your own pace and revisit any lesson anytimeInstructor Q & A - Ask questions and get direct support from your instructorGet to Know the Course Outline and What's Covered in This Course…Module 1: Introduction to Mortgage Credit AnalysisWhat is a Mortgage Credit Analyst?Why this role is essential in the mortgage industryCredit analysis vs. mortgage underwritingCareer outlook and salary potentialModule 2: The Mortgage Process ExplainedLoan application to closing: step-by-stepKey mortgage terms and how they apply to your roleOverview of loan types (Conventional, FHA, VA, USDA)Module 3: Reviewing Credit ReportsUnderstanding credit scores and what impacts themHow to read and analyze credit reportsCommon credit issues and red flagsModule 4: Evaluating Borrower FinancialsAnalyzing income: W-2s, pay stubs, and tax returnsEvaluating assets: bank statements and reservesDebt-to-Income (DTI) and Loan-to-Value (LTV) ratiosModule 5: Risk Assessment & ComplianceIdentifying borrower risk factorsUnderstanding fair lending laws and credit complianceHow to follow industry guidelines (Fannie Mae, Freddie Mac, FHA, VA)Module 6: Preparing for the Job MarketResume-building for credit analyst positionsWhat hiring managers look forInterview questions and how to prepare for successModule 7: Case Studies & Practice ExercisesSample mortgage scenarios and how to analyze themPractice credit analysis with real-world borrower profilesHands-on worksheets and templatesModule 8: Launching Your CareerGetting certified and building your credibilityWhere to find mortgage credit analyst jobsTools, resources, and continuing educationWHO IS YOUR INSTRUCTOR?With over 18+ years in the mortgage industry and hundreds of loans closed, Joe Correa is the President & CEO of Finibi Mortgage Inc. and a trusted name in mortgage education. With over 45,000+ students and thousands of positive reviews, you can trust that you're learning from one of the best in the business.TAKING ACTIONThis course isn't just about watching videos-it's about taking action. You'll be asked to work through real-world examples, complete practice exercises, and start building the skills that employers are looking for today.You'll leave this course with practical knowledge that applies directly to the real world of mortgage lending and credit risk analysis.NOW IS THE TIME TO START A CAREER IN MORTGAGE CREDIT ANALYSIS!Udemy includes a 30-day money-back guarantee. If you're not satisfied, you'll get a full refund-no questions asked.Don't wait to take your career to the next level.Enroll in "How to Become a Mortgage Credit Analyst" today and start building your future!Click the button below to get started now-I'll see you in the course!
