Basics of Credit Management- A Practical Approach + Quiz

所在平台: Udemy

课程主页: https://www.udemy.com/course/basics-of-credit-management-a-practical-approach/

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课程名称:信用管理基础 - 实用方法与测验 课程概述:欢迎进入信用管理卓越的世界!如果您觉得财务术语如资产负债表分析、盈利能力分析、比率分析、债务服务覆盖比率(DSCR)、营运资本评估和贷款评估如同迷宫一般,那么这个课程正适合您!无论您是经验丰富的信用官,还是初学者的金融爱好者,我们的课程“信用管理基础 - 实用方法”均为量身定制。 本课程将带您踏上转型之旅,不仅增强对信用基础的理解,还将帮助您独立解析财务报表并进行细致分析。课程将理论知识与实用技能相结合,确保您不仅掌握要点,还能自信地应用。 为什么选择我们的课程? - 实用银行概念:课程专注于提供实用的银行洞见,使您熟悉真实场景。 - 彻底的法律理解:深入了解与信用管理相关的法律细节,全面掌握法律环境。 - 案例研究中的财务概念:通过现实案例理解财务概念,提升将理论知识应用于实践的能力。 - 分步Excel计算:通过分步Excel计算,轻松掌握财务报表和比率的计算,帮助您做出符合行业基准的信用决策。 - 决策能力提升:根据您的发现和主要金融机构设定的财务基准,磨练评估贷款提案的能力。 - 自我评估的多项选择题:通过模块结束的多项选择题进行学习巩固,成功完成后可下载课程结业证书。 课程特色:该课程在Udemy、Alison和Skill Success等平台上拥有最高的全球评分,优秀评价平均达到4.54/5.00。学生们的反馈也相当积极。 课程结构:课程分为10个全面模块,每个模块都包含针对性讲座,旨在增强您的理解: 1. 借贷原则:揭示银行风险、尽职调查以及借贷决策的关键原则。 2. 借款人类型:了解与个体企业、独资公司、合伙公司、有限责任公司等相关的法律方面。 3. 公司借款权力:探索致力于理解公司借款权力的独立模块。 4. 财务报表:解码不同的财务报表,揭示其复杂性。 5. 资产负债表概念:掌握资产负债表的结构和相互关系,计算准备金、盈余、折旧等。 6. 收入报表分析:详细分析收入报表,并借助实例和案例研究进行深入理解。 7. 比率分析:通过hands-on案例在Excel中探索流动性、偿债能力、周转率和盈利能力比率。 8. 营运资本贷款评估:掌握营运资本、营运资本周期和评估方法等概念,辅以实际案例研究。 9. 贷款评估:了解贷款的细微差别,包括折旧、还款计划、DSCR计算、安全覆盖比率和盈亏平衡分析。 10. 贷款案例研究:通过实际案例研究将项目成本、融资手段、各类计划、损益表、DSCR、准备金和现金流量表等整合在一起。 此外,课程还提供模块结束时的多项选择题,帮助评估您的理解。成功完成课程后,您可下载证书,迈出精通信用管理的第一步。我们提供实时支持,确保在学习过程中您可以得到指导。 您的旅程从这里开始:查看我们的演示视频,见证丰富的内容,并做出明智的决定。加入我们,了解信用管理的秘密,让您在财务领域蓬勃发展。期待在课程中与您见面!

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Welcome to the World of Credit Management Excellence!Do financial jargons like Balance Sheet Analysis, Profitability Analysis, Ratio Analysis, DSCR, Working Capital Assessment, and Term Loan Appraisal seem like a labyrinth to you? If deciphering the intricacies of banking credit and finance is on your agenda, look no further! Whether you're a seasoned Credit Officer navigating the complexities of finance or a budding finance enthusiast, our course, "Basics of Credit Management - A Practical Approach," is tailor-made for you.Embark on a transformative journey that will not only bolster your understanding of credit fundamentals but also equip you with the skills to independently unravel financial statements and conduct meticulous analyses. This course is a seamless blend of theoretical concepts and hands-on practicality, ensuring that you not only grasp the essentials but also apply them with confidence.Why Choose Our Course?Focus on Practical Banking Concepts: Immerse yourself in a curriculum designed to provide practical insights into banking, ensuring you are well-versed in real-world scenarios.Thorough Legal Understanding: Delve into the legal intricacies associated with credit management, gaining a comprehensive understanding of the legal landscape.Finance Concepts with Case Studies: Grasp finance concepts through real-world case studies, enhancing your ability to apply theoretical knowledge to practical situations.Step-by-Step Excel Calculations: Navigate the world of financial statements and ratios with ease through step-by-step Excel calculations, empowering you to make informed credit decisions aligned with industry benchmarks.Decision-Making Proficiency: Hone your skills in evaluating loan proposals based on your findings and the financial benchmarks set by leading financial institutions.Self-Assessment through MCQs: Reinforce your learning with module-end Multiple Choice Questions (MCQs) that serve as a self-assessment tool, allowing you to gauge your understanding and download a Course Completion Certificate upon successful completion.What Sets Us Apart?Join a course that boasts the highest global ratings on platforms like Udemy, Alison, and Skill Success, with an impressive average rating of 4.54/5.00. Don't just take our word for it; hear what our students have to say:Edy Paul, UK: "Accurate course description, clear explanations, valuable information, engaging delivery, and helpful practice activities."Sagar Pandey, India: "Detailed and clear about the basics of credit management. Just loved the course."Timothy Makuka, South Africa: "Amazing experience and absolutely engaging. Will recommend to my colleagues."Regina, USA: "Loved the short and clear lectures. Easy to understand. Keep it up!"Course Overview:Delve into 10 comprehensive modules, each packed with lectures tailored to enhance your understanding:Principles of Lending: Uncover banking risks, due diligence, and the crucial principles that underpin lending decisions.Types of Borrowers: Navigate legal aspects associated with individual business, sole proprietorship firms, partnership firms, public and private limited companies, one-person companies, and limited liability companies.Borrowing Powers of Companies: Explore the exclusive module dedicated to understanding the borrowing powers of companies.Financial Statements: Decode different financial statements, unraveling their intricacies.Balance Sheet Concepts: Master the structure and interrelationships of balance sheets, along with the calculation of reserves, surplus, depreciation, and more.Income Statement Analysis: Dive into income statements with detailed analyses, backed by examples and case studies.Ratio Analysis: Explore liquidity, solvency, turnover, and profitability ratios through hands-on case studies in Excel.Working Capital Loan Assessment: Grasp concepts like working capital, the working capital cycle, and assessment methods with real-world case studies.Term Loan Appraisal: Understand the nuances of term loans, depreciation, repayment schedules, DSCR calculation, security coverage ratio, and break-even analysis.Term Loan Case Study: Conclude the course with a practical case study, integrating project cost, means of finance, various schedules, profit and loss accounts, DSCR, reserves and surplus, cash flow statements, and balance sheets.MCQs for Self-Testing:Evaluate your understanding with MCQs at the end of each module, providing a valuable self-assessment tool. Upon successful completion, download your Course Completion Certificate and take the first step toward mastering credit management.Live Support:Our commitment doesn't end with the course. In times of difficulty, reach out for live support. I am here to guide you, ensuring you traverse your journey with confidence.Your Journey Starts Here:Explore our demo videos, witness the richness of content, and make an informed decision. Join us inside the course, where we promise to demystify the world of credit management and empower you to thrive in your financial endeavors.See you inside the course!

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