Basics of Budgeting - Financial Literacy 101

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课程主页: https://www.udemy.com/course/basics-of-budgeting-financial-literacy-101/

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课程名称:预算基础 - 财商入门101 (Basics of Budgeting - Financial Literacy 101) 课程概述: 本课程旨在帮助任何希望开启财商学习之旅的人。无论您目前处于何种财务状况,掌握有效的预算技巧都将实时改善您的处境。 课程内容涵盖: * **收入 (Revenues)** * **支出 (Expenses)** * **可支配收入 (Discretionary Income)** 课程特色: * 每节课后附带小测验。 * 前三堂课提供演示视频,指导如何在实际生活中应用所学概念。 * 演示视频中使用的电子表格已附在相应的讲座视频下方。 * 包含“情景假设”单元,帮助您理解如何优先排序支出、其重要性,以及在预算不符时该如何应对,以优化可支配收入。 * 课程内容兼顾好与坏的财务状况,提供平衡的视角和应对策略。 学习建议: 为了最大化课程效果,建议学员在观看讲座视频的同时,立即将所学概念付诸实践。课程视频的格式设计人性化,方便同步学习。 学习目标: 全面掌握本课程内容将有助于培养更健康的财务思维,最终实现减轻压力、改善工作与生活平衡。

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The Basics of Budgeting - Financial Literacy 101, is for anyone who wants to begin the step towards gaining financial literacy. It doesn't matter what your current situation is, an understanding of how to effectively budget will assist in improving your situation in real time.The Basics of Budgeting - Financial Literacy 101 covers a detailed overview of the following concepts: Revenues, Expenses, Discretionary Income. There is a review quiz attached to each lecture, and for the first three classes, a demo video detailing how to apply the concepts discussed in real time. The spreadsheets created in the demo displays are attached to the section where each lecture video is uploaded.There is also a what-if scenario included in this class series to further help you understand how to prioritize your list of Expenses, why it's necessary, and what to do when the numbers aren't working and the Discretionary Income calculated isn't in your favor. The good and the bad are covered to provide a balanced perspective and a complete understanding of what to do should you find yourself in either situation.To get the most out of this course, it's best for the students to immediately apply the concepts discussed, while simultaneously watching the lecture videos provided. The lecture videos are formatted in a way that makes this transition harmonious. Full comprehension of the concepts covered in this course will undoubtedly lead to a better financial mindset, and eventually a life of less stress and a better work-life balance.

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