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所在平台: Udemy |
课程主页: https://www.udemy.com/course/banking-npa-classification-case-studies/
课程评论：没有评论
这门 Coursera 课程“NPA 分类和拨备规范及案例研究”旨在帮助银行专业人士深入理解不良资产（NPA）的分类、拨备计算及相关规范。 **课程亮点包括：** * **理解 NPA 与银行资产负债表的关系：** 帮助学习者了解 NPA 如何影响银行的财务状况。 * **规避不必要的 NPA 滑坡：** 提供有效策略，避免贷款出现不必要的逾期和不良。 * **掌握拨备计算：** 教授学习者如何自行计算贷款的拨备。 * **应对审计挑战：** 帮助学习者自信地应对审计师关于账户被下调至 NPA 的质询。 * **备考利器：** 为各类银行考试做好准备。 课程强调，与其逐字逐句地阅读枯燥的规范，不如采用更有效、更有组织的方式来学习。课程将复杂的 IRAC（不良贷款分类、核销和拨备）规范分解，并提供实用的案例，帮助学习者“攻克”这一挑战。 **学习的最终目标是通过理解 IRAC 规范，提升作为银行家的能力，学会如何为银行创造和保全资本。** 课程致力于将学习者从知识的接收者转变为资本产生和保全的积极推动者。
Why will you buy this course?Learn NPA classification in such a way that you will understand the relation between NPA and its impact on the bank's balance sheet.Learn how to avoid unnecessary NPA slippages.Learn to calculate provisions on your own.Learn how to face auditors when they are about to downgrade your accounts to NPA.Equip yourself for various exams.Remember the first time reading the guidelines on NPA norms and asset classification?It's almost like reading an English newspaper for the first time. Right?After every five or six words, you stumble on one whose meaning is not clear so you go and search the same. Its explanation is written in a different paragraph. While you carefully read that paragraph you stumble again. This time on some other words or concepts. This loop continues until and eventually, you get a vague idea and exist from the process.In today's world, all the contents are available for free. No one pays for the content, people pay for organized content. Because for bankers time is precious. So I have capsuled my understanding in a form and way so that your life becomes easy in understanding the concepts of IRAC norms.This is not a line by line reading of the existing guidelines that you all have. This is attacking a moderately complicated topic from the right corner and winning it step by step eventually achieving victory. This is about learning why and how the knowledge of IRAC norms can save your life as a banker. This is about how to face the auditors when they are about to classify your account as NPA. Things that are not covered in any textbooks.Capital is the most precious thing in today's banking scenario. A bank with more capital has essentially more power towards lending which is our main income-generating activity. Capital need not be airdropped it can be generated by making a profit or by correct classification of assets as per extant norms. Also by avoiding unnecessary slippages to NPA. And the purpose of the tutorial is to show you the way. So the motive behind my content is not only to teach you NPA classification norms but to transform you into agents for capital generation and its preservation.
