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所在平台: Udemy |
课程主页: https://www.udemy.com/course/auto-loan-a-complete-study/
课程评论：没有评论
这门名为“汽车贷款：全面研究”的 Coursera 课程，专为银行从业者、DSA、金融顾问和贷款顾问设计，旨在深入剖析汽车贷款的各个方面。 课程内容涵盖汽车贷款的三个主要阶段： * **贷前（Pre-Sanction）：** 重点讲解什么是汽车贷款、其特点、相关费用和收费。此外，还会详细阐述不同类型汽车贷款的申请人资格要求、贷款评估、分期付款（EMI）计算，以及影响贷款资格的各种因素。 * **贷后（Post Sanction）：** 介绍汽车贷款在银行的实际处理流程和所需的文档手续。 * **复核、监控与催收（Review, Monitoring and Debt Recovery）：** 涵盖账户的定期复核、贷款提前还款的处理、IRAC（Interest Recognition and Accounting Criteria）规范，以及在客户违约情况下车辆的扣押程序。 课程采用自主学习模式，建议学习者佩戴耳机以获得更好的体验，并准备好笔记本和笔进行笔记记录。
Are you a Bank aspirant interested in learning various types of Auto Loans?Are you a Bank Executive interested in learning different types of Auto Loans?Are you a DSA or Finance or Loan Consultant and interested in learning all aspects of Auto Loans?Then this course is for you - Auto Loan A Complete Study.By taking this course, you will be exposed to all three facets of a loan - Pre-Sanction, Post Sanction and Review, Monitoring and Debt Recovery. The contents of this course are divided into 4 sections. In the first section, you will get to know about the basic aspects of an auto loan covering what is an auto loan, its features and the basic fees and charges levied. In the section, you will learn pre-sanction aspects of the loan covering eligibility criteria for different types of auto loan borrowers, assessment part, EMI Computation as well as the factors that affect loan eligibility. The third section focuses on how the auto loan process happens in banks and documentation procedures. The fourth section addresses matters like account review, aspects related to pre-payment of loans, IRAC Norms and Seizure of Vehicles in case of Default. This course is structured in a self-paced learning style. I am requesting you to use your headphones for a better learning experience. Also, keep a notepad & pen alongside to take keynotes.See you inside the course!
