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所在平台: Udemy |
课程主页: https://www.udemy.com/course/advanced-mortgage-loan-processor-essential-skills-training/
课程评论：没有评论
**课程名称：** 高级抵押贷款处理：必备技能培训 **课程概述：** 本课程旨在为您提供成为一名挣取更高收入的高级抵押贷款处理者所需的知识。课程内容从理论到实践，涵盖了处理者需要掌握的最基本任务，包括： * **申请变更 circostanțial:** 掌握如何正确请求和处理客户情况变更。 * **解读 Loan Prospector 报告:** 能够准确理解和分析 Loan Prospector 的反馈和发现。 * **外包处理任务:** 学习如何将基本的处理任务外包给第三方供应商，以节省时间并专注于提供优质客户服务。 * **计算收入:** 快速准确地计算受薪和自雇借款人的收入（含练习题）。 * **常用贷款计算:** 通过实际练习，掌握日常工作中会遇到的常见计算，包括： * 债务收入比 (DTI) * 贷款价值比 (LTV) * 过户结算费用 * 根据一或两个信用分数计算借款人的中间信用分数 * 在同一个贷款场景中计算上述所有指标 * **解读条件性批准:** 详细分析真实的条件性批准文件，为实际工作做好准备。 **本课程的主要优势：** * **高收入潜力：** 成为一名高级抵押贷款处理者，可以获得丰厚的起薪和潜在的入职奖金。课程提供目前正在招聘且需要贷款处理者等其他抵押贷款职位（年薪 $40,000 - $100,000+）的两个贷款机构联系方式。 * **灵活工作：** 可在家远程工作，享受灵活的工作时间。 * **专业知识：** 成为一名房屋抵押贷款专家。 * **职业转型：** 快速、轻松地转行进入一个高需求市场。 * **职业晋升：** 完成本课程可获得高级贷款处理者所需的知识，为晋升为薪酬最高的高级贷款处理者或银行、贷款机构、抵押贷款公司内的其他高薪职位打下基础。 **课程内容亮点：** * **第一部分：** 重点讲解快速计算债务收入比、贷款价值比和过户结算费用，以及受薪和自雇借款人的收入计算。 * **第二部分：** 介绍最易合作的贷款机构、他们提供的简化处理工具，以及如何通过有效策略获得这些机构的聘用。 **讲师介绍：** Joseph Correa，Finibi Mortgage 的创始人兼首席执行官，一家位于佛罗里达州奥兰多的持牌抵押贷款经纪公司。他拥有处理数百个抵押贷款的丰富经验，能够帮助您取得成功。 **学习成果：** 完成本课程后，您将获得高级贷款处理知识，并可获得课程文凭，证明您的能力。 **备注：** 对于未参加过讲师 "成为抵押贷款处理者" 课程的学员，建议先从该课程开始学习，但也可直接学习本高级课程。
Advanced mortgage loan processor training will give you the knowledge to earn a higher income. This course goes from theory to practical examples. Lenders are hiring mortgage loan processors by the hundreds!This fast-paced course will go over the most fundamental tasks processors need to master such as: requesting a change in circumstance, being able to read and understand Loan Prospector findings, outsource basic processing tasks to third party vendors which will reduce your time on repetitive tasks and will allow you to focus more on providing the best service possible. You will also learn to calculate salaried and self-employed borrowers income quickly and easily with practice questions taught by the instructor. Besides that, you'll also review common calculations you will see every day in an exercise format. These realistic exercises will teach you how to calculate the debt-to-income ratio, loan-to-value, cash to close, borrowers middle credit score when you only have two credit scores or just one, plus, how to calculate all of these in one loan scenario. This course will even go over a real life conditional approval in detail just like you will need to do when you process loans for banks and lenders. If you're looking to start a career in real estate or mortgage and want to receive a salary and not a commission, becoming a loan processor is the right choice.Main benefits of this course and of being an advanced mortgage loan processor are:- Earn a great starting salary and possibly a sign on bonus This course includes the contact information for 2 lenders that are currently hiring and need loan processors and other mortgage positions paying $40,000 - $100,000+ per year.- Work remotely from home and have a flexible work schedule- Become an expert on home mortgages- Quickly and easily change careers into a high demand marketOnce you start working as a mortgage loan processor, you can quickly move up to becoming a senior loan processor which are the highest paid form of loan processors. By completing this course, you will learn much of the knowledge senior loan processors have which will allow you to increase your income and potential for other higher paid positions within a bank, lender, or mortgage company.The first section of this course will take you through three enormously important elements of loan processing: quickly running the debt-to-income ratio, loan-to-value, and calculating the cash to close for different borrowers. How to calculate a salaried and self-employed borrowers income. In the second section of this course, you will learn what lenders are the easiest to process loans with and what tools they offer to make processing faster. You will also learn what lenders are hiring and how to get hired by using some of the techniques which I have seen work in the past.Once you complete this course, you will have advanced loan processing knowledge and a course diploma to show employers. A course diploma will be available to you when all sections have been completed at 100% which you can save or print. For instructions on downloading your course diploma you can go to: https://support.udemy.com/hc/en-us/articles/229603868-Certificate-of-CompletionYour instructorJoseph Correa is the founder and CEO of Finibi Mortgage, a licensed mortgage brokerage business based out of Orlando, Florida. Having closed hundreds of mortgage loans and processed many of them, he has the necessary processing knowledge to help you become a success. In the past, he has also owned a correspondent lender business and invested in real estate.This course is more advanced so if you haven't taken my "Become a Mortgage Loan Processor" course, I would suggest you start with that one first but you are welcome to start with this one and then move on to that one.
