|
所在平台: Udemy |
课程主页: https://www.udemy.com/course/actuarial-intro-eng/
课程评论：没有评论
**课程名称：** 精算职业：基础科学与原理 **课程概述：** 本课程全面回顾了精算职业从诞生至今的历史发展。课程将深入探讨支撑精算研究的各项原则、科学概念和思想，并阐释这些原则与精算职业实践规则之间的区别。 课程将介绍精算研究的基础概念和思想，包括统计学、概率论、人口统计学、数学、经济学等。同时，课程还将根据精算职业的发展，讲解其相关的实践标准和规则。 **进行精算评估的原因：** * **响应立法要求：** 例如在社会保障体系中。 * **调整养老金系统：** 当需要对养老金系统的输入或输出进行调整时（如提高养老金），进行精算评估非常有用甚至必要。 * **合并或改革养老金系统：** 为了解决部分融资问题或进行财务改革，需要合并两个或更多养老金系统时。 **进行精算评估的重要性：** * **识别财务状况：** 明确系统的财务健康状况。 * **诊断和解决融资问题：** 发现并解决保险系统面临的融资问题。 * **及时采取措施：** 采取措施及时促进和加强保险系统的财务状况。 * **确保系统的持续性和可持续性：** 特别是在实行自筹资金政策时（如社会保障和其他养老金系统），确保系统能够为后代持续运作。
Review of the historical development of the actuarial profession from its inception to the present.Explain the principles and scientific concepts and ideas that underpin the actuarial studies.Differences between the principles and the rules of practice of the actuarial profession.Basic concepts and ideas underlying the actuarial studies - Statistics, Probability, Demography, Mathematics, Economics, etc.Explain the standards and rules of practice of the actuarial profession depending on its development.Reasons for conducting actuarial valuation:•In response to legislative requirements (as in the case of social security system).•It is useful (even necessary) to conduct actuarial valuation when there is a need to make any adjustments to the inputs or outputs of the pension system, such as increased pension.•If you want to merge two or more pension systems in order to solve some of the financing problems or to effect financial reforms, legislative or administrative retirement funds.Importance of conducting actuarial valuation• Identify Financial Position.• Diagnose & Resolve Financing problems faced by the insurance system.•To take steps to promote and strengthen the financial position of the insurance system procedures in a timely manner.•Ensuring the continuity of the insurance system and its sustainability for the next generations specially when adopting the policy of self-financing (as with social security and other pension funds systems).
