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所在平台: Coursera |
课程主页: https://www.coursera.org/learn/wharton-fintech-overview-payments-regulations
课程评论：没有评论
课程名称：金融科技：基础、支付与监管 课程概述：在本课程中，您将学习现代投资策略的关键组成部分，特别是如何利用金融科技。由沃顿商学院的Natasha Sarin教授和Chris Geczy教授设计的此课程旨在帮助您理解支付方法和金融监管的复杂结构，从而能够判断金融科技在未来投资中的作用。通过对机器人理财和不断变化的人口 demographic forces 进行分析，您将了解信任的基本要素如何影响投资的选择架构和影响投资。此外，您还将探讨支付方法以及金融科技如何成为投资和支付系统的创业解决方案。到课程结束时，您将能够识别不同的金融科技，理解创新与监管之间的动态关系，并在为自己或您的业务制定金融科技战略时运用最佳实践。课程没有先决条件，但对信用卡和其他支付方式的基本理解将有所帮助。 课程大纲： 1. **模块1：金融科技及市场规模概述** 本模块提供金融科技和机器人理财的基础概述。您将识别金融科技的主要目标，并讨论Vanguard个人顾问服务，预测机器人理财的未来。通过定义市场规模，了解金融科技和金融应用程序的关键增长领域；分析选定机器人顾问的估值，并观察金融科技在保险科技和全球市场中的增长。结束时，您将更好地评估金融科技和机器人理财的价值，并对未来金融科技在各个金融市场中的前景有更深刻的理解。 2. **模块2：金融科技中的关键考虑因素** 本模块考察了大众对金融建议及金融行业信任的新态度。通过对千禧一代财务行为的深入分析，您将更深入地理解技术在改变个人财务实践中的影响。同时，探讨因对企业目标看法的变化而出现的风险厌恶和影响投资。讨论成功的金融顾问和金融算法的关键组件及特征，让您更好地理解投资的未来，并能够利用信任克服市场波动，导航复杂决策。 3. **模块3：支付** 本模块介绍支付方法的基础，重点关注支付的历史与监管。通过分析UnionPay的案例，您将了解支付方法的历史及当前全球趋势，同时研究信用卡的发展、双边支付市场及信用卡支付系统的固有问题。学习支付流程背后的关键方面、支付方法的监管，及金融科技在解决信用卡市场问题方面的前景解决方案。结束时，您将对支付系统及其监管的增长有更丰富的理解，并能洞察金融科技在未来支付系统中的影响。 4. **模块4：监管** 本模块介绍金融监管中的关切和创新，并重点关注金融科技的出现。通过讨论对监管的理论批评，您将更好地理解监管与创新之间的平衡及其风险。分析2008年大萧条对金融行业监管的影响，研究金融科技作为金融企业创业解决方案的出现。通过识别金融科技及其巨大的增长，评估这一新兴领域的主要利益和问题。结束时，您将能够识别监管如何管理创新方法，并理解全球金融科技监管的格局，运用最佳实践于组织中。
Name:Module 1: Overview of FinTech & Market Size
Description:This module was designed to give you foundational overview of FinTech and robo-advising. You’ll identify the main goals of fintech and forecast the future of robo-advising by discussing Vanguard’s Personal Advisor Services. Through defining the market size, you’ll learn key areas in which fintech and financial apps have gained traction. And finally, you will analyze the reported valuations of selected robo-advisors and observe the growth of fintech in both insurtech and global markets. By the end of this module, you’ll be better able to assess the value of FinTech and robo-advising, and gain a better understanding of the future of fintech in various financial markets.
Name:Module 2: Key Considerations in FinTech
Description:In this module, you’ll examine new attitudes towards financial advice and trust in the financial industry. Through close examination of the financial behaviors of millennials, you’ll gain a deeper understanding of the effects of technology in changing personal financial practices. You’ll also explore the emergence of risk aversion and impact investing due to changing ideas about the purpose of businesses. Then you’ll discuss the key components and characteristics of both a successful financial advisor and financial algorithms. By the end of this module, you will better understand the future of investing, and be able to utilize trust to overcome volatile markets and navigate complex decisions.
Name:Module 3: Payments
Description:In this module, you’ll be introduced to the foundations of payment methods, and focus more closely on the history and regulation of payments. You’ll begin by examining the history and current global trends in payment methods by analyzing UnionPay. Then you’ll look at the evolution of credit cards, the two-sided payment markets, and the inherent issues of the credit card payment system. You’ll learn key aspects behind complex payment processes, the regulation behind payment methods, and promising solutions from fintech for concerns in the credit card market. By the end of this module, you’ll have a richer understanding of the growth of payment systems and their regulations, and of the impact of fintech in the future of payment systems.
Name:Module 4: Regulation
Description:In this module, you’ll be introduced to the concerns and innovations in financial regulation and focus more closely on the emergence of fintech. By discussing theoretical criticisms of regulation, you’ll gain a better understanding behind balance between regulation and innovation and the tradeoffs that come with the balance. Through analyzing the Great Recession of 2008 and its impact on regulations in the financial industry, you’ll study the emergence of fintech as an entrepreneurial solution for financial businesses. Through identification of fintech and outlining its massive growth, you will evaluate the main benefits and issues within this the emerging field. By the end of this module, you’ll be able to identify how regulations manage innovative approaches, and employ best practices of utilizing fintech in your organization while understanding the global landscape of fintech regulation
In this course, you’ll learn the key components of modern-day investment strategies which utilize fintech. Professors Natasha Sarin and Chris Geczy of the Wharton School have designed this course to help you understand the complex structure of payment methods and financial regulations, so you can determine how fintech plays a role in the future of investing. Through analysis of robo-advising and changing demographic forces, you’ll learn how basic elements of trust underlie complex choice architecture in investments and impact investing. You’ll also explore payment methodologies and how fintech is emerging as an entrepreneurial solution to both investments and payment systems. By the end of this course, you’ll be able to identify different financial technologies, and understand the dynamic between the innovations and regulations, and employ best practices in developing a fintech strategy for yourself or your business. No prerequisites are required for this course, although a basic understanding of credit cards and other payment methods is helpful.
