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所在平台: Coursera |
课程主页: https://www.coursera.org/learn/time-value-of-money-two
课程评论：没有评论
课程名称：高级货币时间价值概念（TVM） 课程概述：本课程在货币时间价值（TVM）的基本概念基础上，深入探讨了更高级的应用和问题。学员将把TVM概念应用于实际的财务规划和大学储蓄问题。此外，课程还涵盖了贷款相关内容，并将TVM概念应用于借贷领域。尽管这些应用看似更加复杂，但当我们将其分解成易于理解的部分时，发现其框架、原则和工具都是一致的。完成本课程后，学员将理解任何影响未来决策的详细机制和推理。这些对金融交易的深入理解，适用于所有决策，且这些概念与技能将在职业和商业决策中得到运用。 本课程是“战略决策基础金融”专业化中的四门课程之一。 课程大纲： - 第一周：巨大应用 I - 大学储蓄 本周将启动第一项巨大应用，通过真实情境帮助学员理解复杂问题的拆解。通过举例说明为未来需求（如上大学）储蓄的经典案例，鼓励学员思考并绘制时间线。 - 第二周：巨大应用 II - 财务规划 本周的第二个巨大应用是关于财务规划的，帮助学员理解维持生活水平所需的长期规划。重点在于将复杂问题拆解为简化形式，鼓励学员尝试练习和评分作业。 - 第三周：巨大应用 III - 贷款 本周的巨大应用是关于贷款，展示了金融的力量及其简化复杂交易的能力。通过详细的案例帮助学员理解借贷过程中的财务计算。 - 第四周：巨大应用 IV - 让复杂变简单 这一周的应用促使学员理解简单性在财务示例中的重要性。再次鼓励学员不断实践并尝试作业。 通过此次课程，学员将收获更深层次的财务知识，并能够将其应用于实际生活和职业决策中。
Name:Week 1: Mega Application I - Saving for College
Description:This week we will start this course with the first Mega Application that will expose us to more real-world situations confronted by us all. You are strongly encouraged to think through an application and draw timelines to realize that complex applications are a collection of the simpler ones we dealt with Course 1. As you work through the four Mega Applications in this course, look to find the common themes. In this application, we will start with a classic example of saving for a future need - to attend college.
Name:Week 2: Mega Application II - Financial Planning
Description:This week's second Mega Example is about financial planning, agin something that can serve very useful because we typically work for some time and then want to maintain a standard of living. The key concepts here are again the same as those developed in the first course, but the issue is one of breaking down more difficult problems into bite-size pieces that resemble the simpler applications and assignments in Course 1. You are strongly encouraged to start attempting the Practice and Graded assignments - each has TEN questions with deliberate overlap with Course 1 and then some challenging scenarios in the later part of the assignments.
Name:Week 3: Mega Application III - A Loan
Description:This week's Mega Application is my favorite because it shows you both the power of finance and its ability to simplify seemingly complex transactions. We all borrow and lend, though at different points in time, and even at the same time. This application is very detailed because it is meant to demonstrate the intuitive power of finance that makes calculations easy.
Name:Week 4: Mega Application IV - Making Complex Simple
Description:This is a Mega Application that will help you understand the power of simplicity in conducting financial examples. You are again encouraged to keep practicing and attempting the assignments.
This course builds upon the fundamental concept of Time Value of Money (TVM) using more advanced applications and questions. You will apply the TVM concept in real-life problems of financial planning and saving for college. You will also learn more about loans and apply TVM concepts to borrowing and lending. You will realize that — while the applications are seemingly more complex, but when seen and broken-up into bite-size components — the framework, principles, and tools remain the same. After completing this course you will have an understanding of the detailed mechanics and reasoning behind any decision you make that has consequences for the future. The deeper exposure to financial transactions you will be applicable in any/all decisions. The great news is that these concepts and skills will transfer to your professional/business decisions. This course is part of the four-course Foundational Finance for Strategic Decision Making Specialization.
