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所在平台: Coursera |
课程主页: https://www.coursera.org/learn/time-value-of-money
课程评论：没有评论
课程名称：货币时间价值导论（TVM） 课程概述：金融学的强大之处在于其结构化的决策方法，而所有决策的核心基石就是对时间价值的理解，即货币时间价值（TVM）。本课程将通过基础且简单的应用来发展这一基石。我们将学习货币时间价值（TVM）、简单未来价值（FV）、简单现值（PV）、年金未来价值、贷款、复利以及永续年金的估值。我们将以精心构建和可复制的方式介绍这个框架，从而为您探索后续课程中的更高级应用做好准备。在后续课程中，我们将扩展应用到复杂的现实决策中。 完成本课程后，您将理解随着时间推移货币价值的变化，并能够理解所有财务决策的影响，包括通过不同渠道为未来储蓄和借款。您将具备做出广泛财务决策所需的实际知识。 本课程是战略决策基础金融专业化的四门课程之一。 课程大纲： - 第1周：货币时间价值 - 简单概念与应用 - 本周我们将以结构化的方式介绍货币时间价值（TVM）框架，重点讲解未来价值的简单应用。所有概念均通过示例引入，并鼓励学员暂停视频自行完成每个问题。 - 第2周：货币时间价值 - 简单概念与应用（续） - 在第二周中，我们将在第一周的基础上，转向更常用的现值概念。我们将再次使用简单示例，关注日常生活中遇到的情况。第二周还提供机会测试您在此阶段的知识，提交第一份评分作业。 - 第3周：货币时间价值 - 年金 - 本周我们将深入到更复杂的金融概念和应用中。 - 第4周：货币时间价值 - 复杂应用 - 本周结束课程，重点讲解金融的复杂应用。我们将花费大量时间理解借贷的实际运作方式。同时，您将有机会通过提交课程第二个作业来测试对货币时间价值基本原则的理解，并学习如何使用Excel来展示您的能力。
Name:Week 1: Time Value of Money - Simple Concepts & Applications
Description:This week, we introduce the framework of time value of money (TVM) in a carefully structured way, with a focus on Future Value using relatively simple applications. As mentioned in the Syllabus, all concepts are introduced using examples and you are strongly encouraged to pause the videos and do every problem.
Name:Week 2: Time Value of Money - Simple Concepts & Applications (cont.)
Description:During this second week, we build on Week 1 and move to the much more often used concept of Present Value. We again use simple examples, focusing on situations we confront on a daily basis. All concepts are introduced using examples that you need to do yourself to stay on top of the concepts. The second week also provides you an opportunity to test your knowledge up to this point with a required submission of the first graded assignment.
Name:Week 3: Time Value of Money - Annuities
Description:During this week, we will progress to more complex concepts and applications of finance.
Name:Week 4: Time Value of Money - Complex Applications
Description:This week ends the course with relatively complex applications of finance. We spend a lot of time on understanding how borrowing and lending really works. You will also get an opportunity to test your understanding of the basic principles of time value of money by submitting the second assignment for the course. You will also learn how top use Excel and show your competence in doing so.
The strength of finance is that it takes a structured approach to decision making, with one key building block underlying all decisions — understanding the value of time, or the Time Value of Money (TVM). In this course, we will develop this building block using introductory, and simple, applications. We will learn about the Time Value of Money (TVM), Simple Future Value (FV) , Simple Present Value (PV) , Future Value of Annuity, Loans, compounding, and Valuing Perpetuities. We will introduce the framework in a carefully structured and replicable way to prepare you to explore more advanced applications in the rest of the specialization. In the follow-on courses, we will expand the applications to more complex real-world decisions. After completing this course, you will have an understanding of how the value of money changes over time. You will understand the implications of all your financial decisions, including saving for the future through different channels and borrowing for future needs. You will leave with the practical knowledge needed to make informed decisions on a wide range of financial decisions. This course is part of the four-course Foundational Finance for Strategic Decision Making Specialization.
