|
所在平台: Coursera |
课程主页: https://www.coursera.org/learn/saving-money-future
课程评论：没有评论
课程名称： 为未来储蓄 课程概述：本课程适合所有当前或未来有储蓄目标的人。学习者将理解复利增长的重要性，了解影响设定目标（如退休储蓄）的变量，以及实现未来目标所需的当前储蓄金额。课程将帮助学习者思考个人目标，例如退休，同时也考虑这些目标在整体财务计划中的位置。例如，如何同时为退休、购房和孩子上大学储蓄。讲师还会讨论如何为紧急情况做好准备，以防止这些财务目标的偏离。 本课程涵盖的概念范围广泛，通过提供的活动，学习者将在现实生活中看到如何将所学的储蓄知识应用于未来。课程主要面向美国的学习者。 课程大纲： 1. **建立财务基础**：本模块将帮助您了解储蓄的增长方式，以及在设定长期财务目标时需要为紧急情况储备多少资金。 2. **实现财务自由**：本模块将识别设定退休目标的影响因素以及帮助您实现该目标的资金类型。 3. **为其他重要里程碑储蓄**：本模块将关注其他长期财务优先事项/重大购买，如购房或购车，帮助评估每一项的真实成本以及可以帮助实现这些目标的不同资金。 4. **为孩子的教育储蓄**：本模块专注于您如何为孩子的教育做准备，包括预计费用、不同融资类型以及可用于实现这一目标的不同账户类型。
Name:Building Your Financial Foundation
Description:This module will help you understand how your savings will grow and how much you need to set aside for emergencies while you set your long-term financial goals.
Name:Funding Your Financial Freedom
Description:This module will identify the factors that go into setting a retirement target and the types of funds to help you reach that goal.
Name:Saving for Other Milestones
Description:This module will focus on other long-term financial priorities/major purchases, including buying a home or a car. It will help assess true costs for each and the different funds that can help you reach these goals.
Name:Funding Your Child's Education
Description:This module focuses on the ways you can prepare to pay for your child's education, including how much it will likely cost, different types of funding, and the different types of accounts you can use to reach this goal.
This course is designed for anyone who currently has, or will have in the future have, savings goals. Learners will come to understand the importance of compounding growth, the variables that impact setting goals like retirement savings, and how much money you need to save now to reach future goals. The course will help learners think through individual goals, like retirement, but also how those goals fit into your bigger financial picture. For example, saving for retirement, buying a home, and funding college for your kids all at the same time. The instructors will also cover how preparing for emergencies can prevent the derailment of those financial goals. The concepts covered in this course are broad but through the activities offered, learners will see how to apply what they are learning about saving money for the future to their lives now. This course is geared towards learners in the United States of America.
