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所在平台: Coursera |
课程主页: https://www.coursera.org/learn/fintech-disruption
课程评论：没有评论
课程名称：金融科技颠覆性创新：对社会的影响 课程概述： 本课程旨在帮助学员理解颠覆性创新如何在金融行业创造机会以及其对社会（尤其是职业发展的）影响。学员将能够分析金融科技创新对相关公司的影响及其对个人职业发展的潜在影响。内容涵盖点对点借贷的行业颠覆、东西方金融科技的影响差异、以及大公司与小公司的对比等。此外，学员将学习如何预测不同市场中的金融科技趋势，并了解在金融科技行业追求职业发展的策略。 课程大纲： 1. **进化与革命**：探讨进化型与革命型创新及商业转型的本质，通过点对点借贷案例分析创新颠覆与社会经济转型的关系。 2. **影响的多样性**：研究金融科技创新对全球经济参与者的影响差异，分析国家、规模、年龄及资本或技术获取能力对采用及适应的影响。 3. **预测金融科技的未来**：讨论市场变革的速度比其最终形态更加重要，评估快速变化对大型企业的颠覆风险，以及较慢变化下企业的适应能力。 4. **职业影响**：探讨金融科技的未来对于个人及企业的影响，以预计职场技能的变化与职业发展前景为核心议题，突显大型创新公司与小型创业公司员工的不同风险回报。 5. **同伴评分最终项目**：该项目旨在学员分析自己所在公司和职业在金融科技市场创新背景下的情况，并制定提升未来职业前景的计划。 该课程为希望在金融科技领域发展的学员提供了深入的见解与实用的指导，帮助他们在快速变化的行业环境中建立更有竞争力的职业道路。
Name:Evolution vs Revolution
Description:In this module, we will explore the nature of evolutionary versus revolutionary innovations and business transformations. Innovation disruption as a popular business concept will be examined in the context of the social and economic transformations enabled by FinTech innovations. A case example of peer to peer lending will be used to illustrate and explore these issues in a FinTech context.
Name:Diversity of Impact
Description:FinTech innovations are not uniform in their impact on and adoption by different participants in the global economy. Differences in adoption, attitudes, and capabilities will be explored based on country, size, age, and access to capital or technology in an effort to better understand the likely pace of adoption and transformation that will result from FinTech innovations.
Name:Predicting the Future of FinTech
Description:Predicting the future is easy, but being right in what you are predicting is hard. One challenge in regard to understanding the impact of change in the future is that the pace of change is often more important than the eventual nature of market evolution. If change is fast, large established firms are likely to be disrupted and face new competitors that will challenge prior industry structures. When change is slower, or more evolutionary in nature, large firms have time to adapt and thrive in spite of change (although it still may be hard to change culture, even if the changes are slow). In this module, we will examine both the evolution of FinTech markets and capabilities, and the likely pace of changes.
Name:Implications for Careers
Description:For many learners, the most important part of this course is going to be "so how will this affect me?" In this module, we will discuss and examine implications for both firms and individuals working in these types of firms for their future careers. Some conclusions might be unexpected, such as the risk-adjusted rewards for employees of large, innovative firms might be higher than the average returns in society for smaller startup employees (the founders might get rich, but employees of small firms do not always share in these riches). While it might be good to stay with a large financial services firm that is investing in and adapting to changes in the financial services industry, the skills that are needed to be successful in any career in financial services are likely to change in the future, and employees who are willing to invest in developing new skills and talents are more likely to success in the future.
Name:Peer-graded Final Project
Description:This final project is designed to help you examine your own firm and your own career in the context of FinTech market innovations, and to develop a plan for improving your future career prospects and options.
This course “FinTech Disruptive Innovation: Implications for Society” help you understand how disruptive innovations create opportunity in finance industry and its impact to society especially your career. You would be able to examine and analyse how FinTech innovations would affect companies that relates to FinTech services and how it might affect your career in finance. You will learn about how peer to peer lending disrupt finance industry in different countries, the diversity of impact by FinTech in the comparison of East vs West, Big firms vs Small firms, and different generations etc., how to predict FinTech trends in different markets, and finally what you should do to pursue your career and secure your position in FinTech industry.
