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所在平台: Coursera |
课程主页: https://www.coursera.org/learn/financial-planning
课程评论：没有评论
课程名称：年轻人的财务规划 课程概述： “年轻人的财务规划”(FPYA)是与CFP委员会合作开发的，旨在为年轻人提供基本财务规划概念的介绍。该课程分为八个模块，持续四周，涵盖财务目标设定、储蓄与投资、预算、财务风险、借款与信用等主题。由于财务规划是一个个性化话题，学员将在讨论概念和提供应用于达成个人目标的工具时，鼓励定义自己的财务目标和目的。 在每个模块中，学员将观看传统讲座风格的视频以及引入主题讨论的视频短片。这些视频短片引入现实生活中的财务决策场景，学员将被鼓励批判性思考并决定在相似情境中该如何决策。 此外，课程还包含关于财务规划职业机会的材料，包括与实际的CFP®专业人士和其他在这一快速发展的职业领域工作的专业人士的面试视频。课程的最后一个模块专注于财务规划作为职业的主题。 课程大纲： 1. 导言 2. 模块1：设定财务目标和评估现状 - 探索个人财务的内涵，使用财务工具评估当前财务状况，并开始设定未来目标。 3. 模块2：预算和现金流管理 - 讨论预算在财务规划中的重要性，了解现金流管理的资源，接触基本预算过程与投资顾问的讨论。 4. 模块3：储蓄策略 - 探索建立储蓄习惯的最佳实践，讨论储蓄障碍，并介绍心理记账如何影响储蓄行为。 5. 模块4：货币的时间价值 - 了解货币时间价值的重要性。 6. 模块5：借款与信用 - 理解使用债务和信用融资的优势与劣势，学习贷款偿还与信用使用行为对信用报告的影响。 7. 模块6：投资 - 介绍投资术语和关键投资策略，为未来的投资选择奠定基础。 8. 模块7：风险管理 - 讨论保险相关的风险主题，介绍个人风险承受能力及如何影响个性化风险管理策略。 9. 模块8：财务规划作为职业 - 概述财务规划的职业机会，体验帮助不同背景客户的过程，此模块为可选完成，以获取课程证书。 通过这个课程，年轻人将获得必要的财务知识和实用技能，以便在未来的生活中作出明智的财务决策。
Name:Orientation
Description:
Name:Module 1: Setting Financial Goals and Assessing Your Situation
Description:In this module, you'll explore the "personal" in personal finance, use financial tools to assess where you are currently with your finances, and begin setting goals for where you'd like to be in the future.
Name:Module 2: Budgeting and Cash Flow Management
Description:In this module, we will discuss the importance of budgeting in the financial planning and management process, and resources available for cash flow management. Learners will be exposed to the basic process of budgeting, a panel discussion with practicing investment advisors, and a comparative discussion of the more common tools and methods for managing cash flows.
Name:Module 3: Saving Strategies
Description:In this module you'll have the opportunity to explore best practices for building a saving habit and discuss barriers to saving. Mental accounting will be introduced and considered in terms of how it can affect saving behavior.
Name:Module 4: The Time Value of Money
Description:Understanding why the time value of money is a very important concept -- so important it has its own module!
Name:Module 5: Borrowing and Credit
Description:The ability to use debt and credit to finance purchases has its advantages and disadvantages. Understanding topics related to loan repayment and how your borrowing and credit use behavior may impact your credit report is critical for being able to have access to debt and credit use in the future.
Name:Module 6: Investing
Description:In this module you'll be introduced to investment terms and key investment strategies. This foundation will allow you to better understand investment choices and information that you'll encounter throughout your life.
Name:Module 7: Risk Management
Description:This module covers risk related topics related to insurance, and introduces learners to the concept of personal risk tolerance and how it might impact individualized risk management strategies.
Name:Module 8: Financial Planning as a Career
Description:The module provides an overview of the career opportunities in financial planning. You will get to see what it is like to engage and assist people (clients) from a variety of walks-of life. This module is optional in terms of completion of the course certificate. There is no required assignment in this module.
Financial Planning for Young Adults (FPYA), developed in partnership with the CFP Board, is designed to provide an introduction to basic financial planning concepts for young adults. The FPYA course is organized across eight separate modules within a 4-week window. Topics covered include financial goal setting, saving and investing, budgeting, financial risk, borrowing and credit. Because financial planning is such a personal topic, you will be encouraged to define your own financial goals and objectives while we discuss concepts and provide tools which can be applied in helping you reach those goals. Within each module, you will view a combination of traditional lecture style videos along with video vignettes that introduce financial topics for discussion among participants. The video vignettes provide a unique and exciting component to this course. Each vignette introduces a real-world scenario where financial decisions must be made and financial planning concepts can be applied. You will be challenged to think critically about each scenario and decide how you might come to a resolution if ever faced with a similar situation. Finally, the course also includes material throughout which is focused on career opportunities in financial planning, including video interviews with actual CFP® professionals and other professionals working in this exciting and growing career area. The final module in the class is devoted to the topic of financial planning as a career.
