Building Fintech Startups in Emerging Markets

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大学或机构: CourseraNew

课程主页: https://www.coursera.org/archive/building-fintech-startups

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Kuba case study

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Starting a small business in an emerging market can be very rewarding. Many of entrepreneurship opportunities in emerging markets arise out of necessity, or the drive to solve a real need or a social problem. Thus emerging markets often offer huge opportunities for disruptive innovation. Entrepreneurship has contributed to economic growth and been able to respond to social problems, helping some communities prosper. With the rise of fintech, financial solutions using technologies such as the cloud, blockchain and machine learning have by-passed or partnered with established financial institutions to serve new markets. This course takes us through the basics from “What is entrepreneurship?” to applying commonly used business planning tools, such as design thinking and business model canvas. Design thinking is a methodology that encourages startups to focus on user-centric products and services. There are also insights on topics like regulation, intellectual property, funding and growth that are important for startups. I’ve invited along experts who teach and support entrepreneurs. This includes some really interesting people in various stages of their start-up business development. We will be talking with Zlto (a digital currency), Yoco (mobile payments), Proof of Steak (alternative asset investment) and Kuba (a digital ‘middleman’ for small businesses) to name a few. As we will learn, there is no such thing as being ‘ready’ or, choosing the ‘perfect time’ to become an entrepreneur. You are already one, so let’s take the next steps on your entrepreneurial journey by joining your peers around the world on this course. This course is for everyone, and not only those interested in only fintech.

在新兴市场中建立金融科技初创企业:在新兴市场中创办小型企业可能会非常有益。新兴市场中的许多创业机会都是由于必要性或解决实际需求或社会问题的动力而产生的。因此,新兴市场通常为颠覆性创新提供巨大的机会。企业家精神为经济增长做出了贡献,并能够应对社会问题,帮助一些社区繁荣发展。随着金融科技的兴起,使用诸如云,区块链和机器学习等技术的金融解决方案已经与成熟的金融机构建立了伙伴关系,从而为新市场提供服务。 本课程将引导我们学习从“什么是企业家精神?”到应用常用的商业计划工具(例如设计思维和商业模型画布)的基础知识。设计思维是一种方法,可以鼓励创业公司专注于以用户为中心的产品和服务。在法规,知识产权,资金和成长等主题上,对于初创公司也很重要。 我邀请了一些教授和支持企业家的专家。其中包括一些在启动业务发展各个阶段的真正有趣的人。我们将与Zlto(一种数字货币),Yoco(移动支付),牛排证明(替代资产投资)和Kuba(小型企业的数字“中间人”)进行交流。 我们将学习到,没有什么“准备”或选择“完美时机”成为企业家的事情。您已经是一个人了,因此,让我们与世界各地的同行一起参加本课程,让我们迈出下一步的创业之旅。本课程适用于所有人,不仅适用于仅对金融科技感兴趣的人士。

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